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Get ready to toss out the candy corn and grab the candy canes. Black Friday—the hottest holiday shopping day of the year—is right around the corner. What’s one of the biggest trends this year? Shopping locally. Below is a list of local “mom and pop” niche stores that make vital contributions to the local economy, generate jobs and offer unique products and stellar personal service. Unlike many big national chains, they know their products, and are able to accommodate special requests. When you call, you are more likely to get a real, live person to help you. Who could ask for a better holiday gift?

Predatory Lenders Work Behind the Scenes to Avoid Regulation and Evade the Law

Campaign contributions and political connections used to sidestep crackdown.

Predatory Loans in the Crossfire: Lawmakers conflicted about how to handle high-interest loans.

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Show support for local businesses.

Campaign contributions and political connections used to sidestep crackdown.